Did you know that many car and van insurance policies are letting their drivers down by not having sufficient cover when something goes wrong that is not their fault? Many of the cheaper policies that are available today do not include any provision for courtesy cars or vehicles when the drivers are waiting for their own vehicles to be fixed, and many only offer cover for a no fault accident or when the other driver is at fault. This essentially means that you could be left without transport. Of course, this may or may not be an issue for someone who drives a car but it almost certainly will be a problem for those with van insurance because vans are usually used for work purposes.
Before taking out any policy, you need to ask yourself whether or not you would be able to work without your van and whether its absence would impact upon your earnings.
