Online Auto Insurance Network

Harley rider captured on camera by Denese Lups

Insurance and motorbike licenses – what’s the deal?

When it comes to car insurance, we all know the rules – the car must be registered and licensed, the driver must have a valid license, and when and how the vehicle is used and stored affects both conditions for cover and premiums.

But what about bikes? In South Africa, all motorbikes – regardless of the size and use – must be licensed and registered. Furthermore, the riders of bikes used on public roads must be licensed i.e. in posses

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Did you know that many car and van insurance policies are letting their drivers down by not having sufficient cover when something goes wrong that is not their fault? Many of the cheaper policies that are available today do not include any provision for courtesy cars or vehicles when the drivers are waiting for their own vehicles to be fixed, and many only offer cover for a no fault accident or when the other driver is at fault. This essentially means that you could be left without transport. Of course, this may or may not be an issue for someone who drives a car but it almost certainly will be a problem for those with van insurance because vans are usually used for work purposes.

Before taking out any policy, you need to ask yourself whether or not you would be able to work without your van and whether its absence would impact upon your earnings.

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One man sustained serious injuries and a two men sustained minor to moderate injuries after a collision between a truck and a bakkie occurred on the N3 west bound, about 100m before the off ramp to the Pavilion this morning.
ER24 and SAPS Search and Rescue arrived on the scene and found the bakkie facing oncoming traffic but up against the Armco barrier in the left hand lane.

The passenger side of the bakkie was complete mangled piece of metal. The truck had left the road and was found down a 50m embankment. Members of public had already rushed down to the truck to make sure the occupants of the vehicle were okay.

SAPS Search and Rescue used the Jaws of Life to extricate the driver from the bakkie.

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During summers, we all love to spend vacation at a good destination. Though the plan sounds interesting but driving sometimes become frustrated further influencing the driving efficiency.

The summer drive brings lot of frustration especially on busy days as many motorists are seen on road making the road congested and traffic moving slowly. The popular routes remain occupied by crawling traffic which makes it difficult for the car owner to reach the destination on time. The British road network is burdened heavily during the summer which increases the risk of any car damage and collision so it is wise to drive at safe distance and specified speed to control the car easily.

The biggest complain made by 70% of the motorists during summer drive is getting stuck behind any tractor or slow moving caravan.

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Do you know exactly what you car insurance covers you for? Many people are so busy looking for cheaper car insurance that they do not actually know how much cover they have at the moment. This is obviously unfortunate because it means that you could have the lowest level of cover possible and yet not know it. However, you will find out if you have an accident that causes your car to be written off as this is where the problems usually lie – with your overall level of cover, which could actually leave you unable to afford any type of car should your current model be written off.

77% of all drivers have inadequate cheap car insurance. This is generally because they fall into one of two categories. E

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Arrive Alive road safety partner and Fleet Manager Eqstra is sharing a few suggestions with clients about safety at accident scenes.

Question:

Hopefully you can help me or send me in the right direction. I have a Code B license for a car but want to get a motorbike license for a large bike. Would I have to undergo the testing to get another learners license before I can apply for my motorbike license? And generally how long does the whole process take?

Answer:

Yes you would require a code 1 Learner’s Licence .

I believe that the LL bookings are in abundance and you could get a booking with 2 weeks at most driving licence testing centres across the country.

Discovery recently entered the short-term insurance market with Discovery Insure. Through their VitalityDrive™program they use the DQ-Track™ telematics system, developed in collaboration with Ctrack.

The advanced Ctrack™ telematics technology enables Discovery to achieve its objectives of measuring and rewarding good driving and reducing the cost of insurance through positive change in driver behaviour. All drivers have the opportunity to review and improve their driving habits based on actual driver behaviour reports produced as a result of Ctrack’s Intelligent telematics technology and Discovery’s proprietary algorithms to develop a scientific measure of driver behaviour.

“Discovery started a process to identify a technology and business partner and ultimately selected Ctrack. Our technol

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The insurance companies who reject claims by giving tenuous reasons to their customers are now set for scrapheap. The excuses made by the provider for claim rejection like declaration of unrelated driving offences make the insurance policy worthless for the driver.

Sometimes the customers are not able to get an insurance claim even in emergency due to the non generous claim procedure of the provider. The insurance company blames the customer for not revealing some facts to the provider which are actually not even related with the claim.

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New HDP shock from Gabriel

Control Instruments Automotive Ltd have launched the widely-anticipated Gabriel Safari HDP shock absorber for SUV’s and 44 vehicles.

The HDP range, as with other Gabriel shock absorbers, is locally designed and manufactured for local off-road conditions and will be available at all major fitment centres and retail outlets during June 2011

“The Safari HDP is a robust big-bore shock absorber specifically designed for extreme South African off-road conditions and comes with a three-year unlimited kilometer warranty, the first in SA for a 44 shock absorber,” said Sean Staley, executive manager – marketing, at Control Instruments Automotive.

“The HDP is a clear indication of Gabriel’s market leadership in product design, development and expertise in local manufacture.”

The HDP addresses the 44 enthusiast and 44 work-horse markets. It is specifi

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