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Posted by Stephanie Williams On May - 13 - 2012 0 Comment

The rule, which was finalized Friday, will result in an estimated $1.3 billion in rebates for nearly 16 million Americans.

The Wall Street Journal: Insurers Must Credit Rebates To Health Law Health-insurance companies must tell customers who get a premium rebate this summer that the check is the result of the Obama administration’s health-care law, according to federal guidelines released Friday. The move is the latest sign the Obama administration is trying to draw attention to the law’s benefits before the fall elections, even though the law faces an uncertain future (Radnofsky, 5/11).

The Hill: Report: Health Law Rule To Yield $1.3 Billion In Insurance Rebates A rule created by the 2010 healthcare law and finalized Friday will yield about $1.3 billion in insurance rebates for nearly 16 million Americans, according to estimates by the Kaiser Family Foundation.

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Posted by Stephanie Williams On May - 4 - 2012 0 Comment

Suppose you’ve been injured in a car accident. You’re in pain, you have medical bills and maybe you’ve even missed work. You are reasonably motivated to settle with the car insurance company as quickly as
possible and get on with your life. That can be a costly mistake. The car insurance company settles personal injury claims all the time. They’re really good at it. And they have a vested interest in convincing you to take their first offer. A word to the wise: DON’T. Here’s what you can expect during the settlement process and why you should hold out for a better personal injury settlement.

The car insurance company will assign a claims adjuster to your case who is a specialist in personal injury claims’ settlement. He or she wil

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Posted by Stephanie Williams On Apr - 15 - 2012 0 Comment

Key components of the health care reform law are gaining wider acceptance from the American population, according to a new Harris Interactive/HealthDay poll. The controversial reform act which promised to provide health insurance to millions is gaining favor, but in very different ways.

Health Care Reform Gains Increase in Support

According to the new poll, there has been an overall increase in the number of people who accept the Patient Protection and Affordable Care Act, also known as the health care reform law, but Americans are still divided over the legislation and their split falls mostly along party lines.

The poll found 36 percent of adults say they want to have the law repealed, 21 percent say they want it to remain the way it is and 25 percent would like to see specific elements of the law modified, but agree with it overall.

As for party designations, 63 percent of Republicans say they want the law repealed, while only 9 percent of Democrats feel the same way. Ho

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Posted by Stephanie Williams On Apr - 8 - 2012 0 Comment

A selection of health policy news from Massachusetts, Wisconsin, New Hampshire, Maryland, Minnesota, Pennsylvania and Kansas.

The Associated Press/New England Cable News: House Passes Health Care Compact Bill The [N.H.] House has voted to form an interstate health care compact, rejecting an effort to instead study the cost implications for New Hampshire if the state assumed control for health care within its boundaries. Under the bill, the states would receive block grants from the federal government and would take over Medicare and Medicaid (3/28).

Kansas Health Institute News: Health Care Compact Bill Not Taken Up By Conference Committee Rep.

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Tags: Care, Health Care
Posted by admin On Mar - 23 - 2012 0 Comment

Insurance policies have become an important part of life with the increase in risks related to life and accidents. These policies can be very complicated and surrounded with a lot of false information. You must not believe everything you hear, because there are many myths associated with your insurance policies.

The 10 most common myths are as follows:

  1. Benefits should equal premiums: Your policy is your buffer against severe financial problems and not to be used for daily ups and downs in life. You must not feel cheated if you have been paying premium for years and never made a claim.
  2. Everyone needs life insurance: For some even this policy is unnecessary. The policy is designe

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Posted by Stephanie Williams On Mar - 17 - 2012 0 Comment

A gender bias that forces women to pay more for health insurance than men continues to be an issue in the insurance industry, according to new research and data released from online brokers. The research revealed that, despite facing criticism, health insurance companies have taken few steps to reduce gender discrimination.

Gender Bias in 90 Percent of Top Insurers

A new report issued this week by the National Womens Law Center, a research and advocacy group, revealed that in states which havent banned gender bias, more than 90 percent of the best-selling health plans charge women more than men.

The issue of gender rating was revealed similarly in the December edition of Prevention Magazine. T

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Posted by admin On Mar - 11 - 2012 0 Comment

Image Courtesy of Flickr

Auto accidents are a fact of life for most people. Almost one-third of all the people who get behind the wheel are most likely to get involved in a car accident. While auto accidents are inevitable in some cases, it is possible to avoid frequent involvement. Read more…

Posted by Stephanie Williams On Mar - 9 - 2012 0 Comment

The regulations outline minimum standards that states must meet to set up and run these health insurance marketplaces by a Jan. 1, 2014, deadline. 

Kaiser Health News: Rules For New Insurance Marketplaces Give Insurers Clout Insurers and other industry representatives will get to fill as many as half the seats on the governing boards for state health insurance exchanges, under final rules for the marketplaces issued today by the Department of Health and Human Services.  At least one seat must be reserved for a consumer representative. T

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Posted by admin On Mar - 4 - 2012 0 Comment

When buying a house you will need to prove you have homeowners insurance before you can close the deal. This often leads to you feeling you have to rush getting the insurance and go for the easy option. This is not the best way to go through with this though as it is important to get the right policy for you and your house. Follow these steps to make sure you get the correct Minnesota agent for you who will help find the right insurance:

Ask your real estate agent whom they recommend. Read more…

Posted by Stephanie Williams On Mar - 3 - 2012 0 Comment

Yippee! Winter is winding down and we wind our clocks ahead an hour this weekend. Longer days and warming spring weather puts more drivers on the road. Be careful and stay safe out there. Avoid accident claims and keep your auto insurance premiums low with these spring safe driving tips.

Melting snow creates a number of hazards. The shoulders of roadways are often mushier than when they’re fully frozen or dried out. If you have to pull off the roadway, keep that in mind. You won’t have as much
traction when you return to the road and that can affect acceleration.

The spring melt will also uncover all the uncollected road rubbish that’s been hiding under the snow. Keep

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