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Federal officials have announced that the Medicareenrollment deadline, which is set to expire today, has been extended through Dec. 10 due to a jump in last-minute sign-ups. However, the officials caution that seniors may only qualify for the extension if they take important steps before the close of business today.

Medicare Enrollment Deadline Extended for Seniors

To keep up with a sudden increase in last-minute sign-ups, federal officials have decided to issue a three-day Medicare enrollment extension. They say this will give recipients an opportunity to switch coverage options within the private health insurance plan if they so choose.

However, there is a catch to the extension. Off

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The Department of Health and Human Services today released its final medical loss ratio rule. The rule will ensure that health insurance companies spend at least 80 percent of consumers’ health insurance premiums on medical care rather than on income, overhead and marketing expenses.

The Hill: “Insurance plans will soon have to give consumers more information about how their premium dollars are spent, even if the spending meets new federal requirements. The disclosure requirements were included in final regulations on the healthcare reform law’s medical loss ratio (MLR) provision. The Health and Human Services Department finalized its MLR rules Friday” (Baker, 12/2).

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When you rent a place, your landlord would possibly get a home owner’s insurance policy to cover him in the event that something happens to his property. However, did you know that you can actually get renters insurance as well? In actual fact, that is a highly important policy that you should consider because you might find that you need it one day. Sure, you do not own the property. Still, it would be wise to insure yourself against any unforeseen circumstances in the future such as flooding or theft. The good news is that you will be able to find good renters insurance covers that have the ability to give you as much coverage as you want.

One of the main advantages of getting renters insurance is of course the peace of mind that it brings to you. A Read more…

In the event that you want to go for an individual health insurance cover you are probably going to be conflicted as to. It is advisable to choose an insurance package that suits you so that you are able to get ample medical cover at competitive prices. Select which insurance plan best suits your needs.

Under individual health insurance there are three types of insurance plans. These include preferred provider plan, health maintenance organization and point of service plan. Read more…

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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A new report in the December edition of Prevention magazine identified that it is legal to deny women health insurance on the basis of gender in 37 states. In the same report, it was found that 95 percent of health insurance companies that offer individual health plans practice gender-related denials or charge more for coverage.

Women Face Gender Rating

The report found the main reason women are treated differently by health insurance companies is because they use health care services more frequently.

Some companies use what is known as a gender rating to decide how they will manage male and female applicants.

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Everyone is quiet aware of the importance of precious good and money in the present times. We care not only about our money but also about our precious belongings too. The threats that are always haunting our precious belongings have made us get careful about them. Insurance is the major protecting power behind our precious belongings. This has become even an industry. Today, a large number of companies have stepped into this business and have been providing their services for the protection of all the precious articles of yours. It is not hard to locate them, you can use internet for finding the companies that provide car instance comparison services. Read more…

News outlets examine a variety of state health policy issues.

The Associated Press: Puerto Rico Ends Legal Battle Over Disability Puerto Rico has reached an agreement with the U.S. government ending a 12-year legal battle to improve the island’s health system for the mentally disabled, local justice officials said Thursday. Federal officials had accused the U.S. territory of abusing and neglecting hundreds of mentally disabled people by not providing food, medication, adequate housing, therapy or mental health care (Coto, 11/3).

Politico Pro: Bishop Adds To Doubt On Miss. Abortion Vote Although (Bishop Joseph N.

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With winter on the way, along with White Christmases, ski trips and snowball fights, we can also look forward to more potholes cropping up. Winter weather takes a heavy toll on America’s crumbling roads. The New York DOT estimates it fills as many as 5,000 a day and in Illinois, pothole repair is a year-round exercise in futility.  All it takes is one little crack in the asphalt where water can collect, freeze, expand and push the pavement up and out. Repeated over time, that tiny crack turns into a gaping road hazard. But those hazardous holes aren’t limited to snow country. As any Southern California driver can tell you, pot holes happen everywhere.  Ove

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Assessing the price of an insurance policy is not such an easy task. As an example, a home evaluated at 100 000 dollars and with items of a value of 20 000 dollars could cost about 120-200 dollars a year. However, the covered risks are also important. If you want to find cheap insurance for your condo, you will have to browse the sites of the home insurance brokers. However, you will find many differences in terms of money, but also options offered.

As Boston is a northern city where problems like hurricanes and tornadoes are unlikely to occur, the citizens of major cities have other concerns when it comes to insurances. Read more…