Online Auto Insurance Network

How to Drive with a Pet

Danielle Mitchell — Sat, 28 Jan 2012 20:14:55 +0000

If you’re considering taking the whole family – including the furry members – for a road trip, you must remember to take the appropriate safety precautions when transporting your pets.

Usually, a trip in the family car, long or short, can cause a great deal of “excitement” for some pets. This can become a dangerous distraction for the driver and dangerous for a rambunctious pet in a moving vehicle. Before setting out on a trip with your pet, be sure to follow these tips:

Restrain your pet – This is perhaps the most important tip because it keeps your pet from sitting in your lap or obstructing your vision. If you can, use a pet-specific seatbelt or a crate to keep your pet in one spot. If a seatbe

Northern Ireland watchdog acts on car insurance

Danielle Mitchell — Mon, 23 Jan 2012 19:46:32 +0000

Motorists in Northern Ireland are hopeful of a better deal, following the launch of a campaign by the regions Consumer Council to reduce the cost of car insurance.

Premiums across the Province have shot up by almost 73% in the last two years, with younger drivers worst hit and typically paying more than double the price for being legally on the road than in 2009.

The Council wants the Office of Fair Trading (OFT) to grant it permission to examine the market in Northern Ireland, and is inviting consumers to give their support via an online petition.

Those taking the trouble to log on get the opportunity to tell their own story regarding the purchase of car insurance, with both the petition and anecdotal evidence eventually gathered up and submitted to the OFT.

The Northern Ireland Assembly’s Justice Committee can also expect to hear from the Council, as it demands a full examination of the impact on premiums of the costs associated with claims.

The watchdogs chief executive, Antoinette McKeown, comments: “The average yearly car insurance premium is now £923.90 and with the increasing cost of fuel the Consumer Council is concerned it will force some people off the road altogether, or lead to an increase in motorists driving illegally without insurance.

Historically residents of Northern Ireland have paid on average £300 more for their car insurance than in the UK generally.

In addition, they have faced the highest price within the UK for petrol, diesel or both, every month so far in 2011.

What To Do When Auto Insurance Quotes Suddenly Drop

Eric Adams — Mon, 23 Jan 2012 02:58:50 +0000

Auto insurance quotes are available all over the internet, by phone and from insurance brokers. The only way that anyone can truly get cheap car insurance is to find out just how low the insurance quotes available are. Many people assume that their current company will keep them in the loop with lower rates; however, that isn’t always the case. Taking the time to find rate reductions from time to time can be a great way to save money.

It’s important to know that auto insurance quotes can be found any time of the year.

Affordable Health Care Options Hard to Find in Many States

Stephanie Williams — Fri, 20 Jan 2012 08:29:22 +0000

Finding affordable health care is difficult for a large majority of individuals currently without health insurance. According to a new analysis, three out of four uninsured Americans live in states that have yet to determine how best to provide its residents with the medical care they need.

Affordable Health Care Not Available to 1 in 4 Uninsured

After the Patient Protection and Affordable Care Act was passed in March 2010, states were given the responsibility of carrying out an immense expansion of health insurance by 2014.

States were required to create their on health insurance exchanges that offer uninsured individuals options that are roughly as affordable as those found with employer-sponsored coverage, as well as come up with other ways to offer affordable health care.

However, according to the analysis, only a few so far have been successful. Current

Top tips For Cheaper Caravan Insurance

Danielle Mitchell — Mon, 16 Jan 2012 17:16:58 +0000

Although caravan insurance is not a legal requirement in the UK, caravan theft is becoming more common and therefore may be the biggest reason to insure your caravan.

Whilst you are towing your caravan you are covered by your motor insurance policy and so you may wonder whether caravan insurance is worth the cost, but as soon as the caravan is un-coupled this is no longer the case and not really worth the risk.

It is estimated that around 3,000 touring caravans a year are the target of crime. This includes anything from the actual caravan being stolen through to personal items being stolen from within the caravan itself.

American Attitudes on Distracted Driving via Cell Phones

Eric Adams — Mon, 16 Jan 2012 12:56:43 +0000

The more information that comes out regarding distracted driving namely drivers who use cell phones behind the wheel the more were convinced that most of us are hypocrites. Case in point, the results of the National Highway Traffic Safety Administrations first national survey on distracted driving, which were released at the end of December 2011.

The NHTSA administered their survey via telephone to 6,002 respondents, 18 years of age and older. 4,877 respondents were using landline phones, and 1,125 were using cellular phones. The results of this self-reported study are an eye-opener.

Health Law’s Individual Mandate, Essential Benefits Draw Headlines

Stephanie Williams — Sat, 14 Jan 2012 02:30:08 +0000

A new study concludes that dropping the individual mandate would result in overall lower health spending but increases in health insurance premium costs. Meanwhile, CQ HealthBeat reports on the drama that surrounds the Obama administration’s essential benefits proposal.

The Hill’s Healthwatch: Study: Premiums Could Rise 25 Percent Without Insurance Mandate Insurance premiums would rise by as much as 25 percent if the healthcare law is implemented without an individual mandate, according to a new analysis from the Robert Wood Johnson Foundation. …

Motorcyclist (18) critically injured in Pretoria crash in traffic circle

Danielle Mitchell — Sun, 08 Jan 2012 00:18:11 +0000

An eighteen-year-old motorcyclist is fighting for his life in the Steve Biko Academic Hospital in Pretoria after he was struck by a heavy goods truck at Fountains Circle this morning.

The cause of the accident and the series of events leading up to it remain unclear and will form the subject of a South African Police Force investigation. Common cause information indicates that the motorcyclist entered the traffic circle and was struck by the heavy goods vehicle. The force of impact saw the man thrown from his motorcycle.

Netcare911 advanced life support paramedics arrived at the scene to find the rider in a critical condition, having sustained significant abdominal trauma.

The Road to Cheaper Car Insurance

Eric Adams — Thu, 05 Jan 2012 02:30:04 +0000

The road to cheaper car insurance

The road to cheaper car insurance needn’t be long and arduous. In fact, nowadays, cheaper car insurance may just be around the corner.

With the average vehicle owner paying a whopping £892 a year on their car insurance, according to the AA, it’s no wonder people are looking to save on their premiums any way they can. So, here are some hints and tips to point you in the right direction.

Firstly, think about the type of car you drive. Insurance companies will categorise your car into one of 50 groups and the lower the category, the cheaper car insurance you can expect. They

Auto Break-Ins Spike Over Holidays

Stephanie Williams — Fri, 30 Dec 2011 18:05:27 +0000

Just a few shopping days left before Christmas. Don’t let your car become a shopping mall for crooks. Every year, over $1.25 billion in personal property is stolen from America’s vehicles, according to the National Insurance Crime Bureau. Most of it is never recovered. Adding insult to injury, while your car insurance will cover any damage to your vehicle after deductible, most basic car insurance policies don’t cover personal property losses. However, your homeowner’s insurance or renter’s insurance may.

You’ll have to read your homeowner’s policy for exclusions, but some policies do insure personal property that is temporarily out of your home . Others let yo

How Online Checking Accounts Can Streamline Financial Planning

Stephanie Williams — Mon, 12 Dec 2011 16:18:03 +0000

  Have you prepared for your financial future? Do you plan a budget but never stay on it? Do you promise to start financial planning for your retirement but end up spending the money? For many people, planning for their future or budgeting can be difficult. Most banks and credit unions now offer online checking accounts. These have the ability to streamline the planning process for those that need a little help. You only need to set up the accounts and payment times and it does the work for you. The

What To Consider When Picking A Family Auto Insurance Plan

Eric Adams — Mon, 12 Dec 2011 06:14:45 +0000

Finding a family car insurance policy can be difficult, as families generally need more coverage than individuals to stay protected. Many families also have one or more high-risk drivers, usually teenagers, and high-risk drivers mean higher auto insurance premiums. The good news is that many car insurance companies will offer special discounts and coverage programs to families, and by carefully considering coverage options and comparing insurance rates before buying a policy, families can find great coverage at a relatively low price per-driver.

The first step that drivers should take to find a family car insurance policy is to choose appropriate coverage limits.

AARP Whole Life Insurance

admin — Sun, 11 Dec 2011 15:34:57 +0000

AARP is an organization that offers whole life indemnity for the older community. It looks at the different needs of the older generation who are more likely to have health issues and are of course older meaning the policy will be based on a shorter amount of time than a normal whole life insurance term. Although still seen as a risky type of life insurance there are still benefits for older policy owners that they need to be aware of.

One of the main functions of the whole life insurance for the older policyholder is the chance to provide money for their heirs at the time of their death. Read more…

Medicare Enrollment Deadline Extended with Restrictions

Stephanie Williams — Sat, 10 Dec 2011 23:19:10 +0000

Federal officials have announced that the Medicareenrollment deadline, which is set to expire today, has been extended through Dec. 10 due to a jump in last-minute sign-ups. However, the officials caution that seniors may only qualify for the extension if they take important steps before the close of business today.

Medicare Enrollment Deadline Extended for Seniors

To keep up with a sudden increase in last-minute sign-ups, federal officials have decided to issue a three-day Medicare enrollment extension. They say this will give recipients an opportunity to switch coverage options within the private health insurance plan if they so choose.

However, there is a catch to the extension. Off

ABI warns against leaving cars unattended

Danielle Mitchell — Tue, 06 Dec 2011 10:15:39 +0000

Motorists are being advised by the Association of British Insurers (ABI) not to risk leaving their cars unattended.

As cold weather once again closes in, many will leave their cars unattended whilst they defrost and warm up, but the ABI is advising motorists to stay with their cars and not run the risk of theft.

Last year there was a spike in thefts of cars that were left running but without their driver in sight.

In addition to the risk of theft, leaving a car unattended with the keys in the ignition could invalidate insurance policies.

ABI Director of General Insurance Nick Starling warned motorists to never leave their cars unattended whilst waiting inside for it to defrost and get warm.

In the recent harsh winters police have recorded a surge in such crimes, and two years ago a gang of thieves known as The Ice Bandits received custodial sentences.

Are Senior Drivers Making Our Roads Dangerous?

Eric Adams — Tue, 06 Dec 2011 02:35:46 +0000

Over the past 40 years, an interesting transition has been taking place on American roads, namely the composition of drivers and the mix of their ages. In 1983, half of all drivers on the road were under the age of 40. Now drivers under 40 make up less than 40 percent of all on the road.

During the same period of time, the number of drivers under the age of 30 has experienced a similar precipitous drop. If we traveled back to 1983, wed find that approximately 33 percent of all drivers were under 30.

HHS Unveils MLR Rule

Stephanie Williams — Sun, 04 Dec 2011 01:39:01 +0000

The Department of Health and Human Services today released its final medical loss ratio rule. The rule will ensure that health insurance companies spend at least 80 percent of consumers’ health insurance premiums on medical care rather than on income, overhead and marketing expenses.

The Hill: “Insurance plans will soon have to give consumers more information about how their premium dollars are spent, even if the spending meets new federal requirements. The disclosure requirements were included in final regulations on the healthcare reform law’s medical loss ratio (MLR) provision. The Health and Human Services Department finalized its MLR rules Friday” (Baker, 12/2).

Family Car Insurance

Eric Adams — Tue, 29 Nov 2011 19:58:39 +0000

50% Achieve a Saving of £75.84 or more*

*Customers who saved with our car insurance comparison service between 1 January and 30 April 2011 achieved a saving of £145.33 on average, with 50% achieving savings of £75.84 or more. These savings are based on the cheapest quote returned by the BeatThatQuote.com search engine compared to the renewal price provided by the customer.

The family car is your pride and its your joy. It gets you around safely and you can trust your family car to do pretty much anything. For the car that does so much, shouldnt you make insurance a priority. Wh

All About Renters Insurance

admin — Mon, 28 Nov 2011 18:08:03 +0000

When you rent a place, your landlord would possibly get a home owner’s insurance policy to cover him in the event that something happens to his property. However, did you know that you can actually get renters insurance as well? In actual fact, that is a highly important policy that you should consider because you might find that you need it one day. Sure, you do not own the property. Still, it would be wise to insure yourself against any unforeseen circumstances in the future such as flooding or theft. The good news is that you will be able to find good renters insurance covers that have the ability to give you as much coverage as you want.

One of the main advantages of getting renters insurance is of course the peace of mind that it brings to you. A Read more…

What factors you need to look at to select an individual health cover that suits your needs

admin — Sun, 27 Nov 2011 16:35:23 +0000

In the event that you want to go for an individual health insurance cover you are probably going to be conflicted as to. It is advisable to choose an insurance package that suits you so that you are able to get ample medical cover at competitive prices. Select which insurance plan best suits your needs.

Under individual health insurance there are three types of insurance plans. These include preferred provider plan, health maintenance organization and point of service plan. Read more…