The Wall Street Journal: Insurers Must Credit Rebates To Health Law Health-insurance companies must tell customers who get a premium rebate this summer that the check is the result of the Obama administration’s health-care law, according to federal guidelines released Friday. The move is the latest sign the Obama administration is trying to draw attention to the law’s benefits before the fall elections, even though the law faces an uncertain future (Radnofsky, 5/11).

The Hill: Report: Health Law Rule To Yield $1.3 Billion In Insurance Rebates A rule created by the 2010 healthcare law and finalized Friday will yield about $1.3 billion in insurance rebates for nearly 16 million Americans, according to estimates by the Kaiser Family Foundation.

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Whiplash ensues when the ligaments in the neck are sprained which is usually triggered by a sudden movement of the head. Symptoms include pain, stiffness and lack of ability to move the neck.

A collision in a car, particularly from behind can lead to whiplash .

The Common Transport Committee reached out to ministers asking them to change the British law to make it tougher for people to make unchallenged claims for whiplash injuries; so it could be good news for car insurance costs as they are once again under scrutiny by the UK Government.

Back at the beginning of 2011, the Transport Committee started investigating the reason for the continually rising costs of insurance; in fact the cost of car insurance has risen 50% in the past two years. T

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In New York there has recently been an enforcement initiative focused on the dangers of driving while talking on and texting from cellular phones. We would like to briefly refer to this initiative:

In the week April 23 through April 29, extra New York State troopers cracked down on cell phone usage on roadways all across New York, not only on the Thruway, but on all roadways across the state.

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The car insurance company will assign a claims adjuster to your case who is a specialist in personal injury claims’ settlement. He or she wil

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Most car insurance policies last a minimum of 12 months but there are some scenarios when temporary cover is needed.

If a friend or family member needs to drive your car it’s easy to just add them onto your policy as a named driver, but there are some negatives to doing this. If they get into a scrape while driving your car, you could lose your no-claims discount through no fault of your own. Alternatively, a cheap car insurance policy on a short-term basis would let them drive your car temporarily without jeopardising your driving history.

Temporary car insurance is perfect when you have friends or family coming to stay, especially when they are visiting from another country and want to avoid steep hire car prices. S

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Car insurance coverage is required by law in the United States for all drivers and it helps people out in accidents by providing financial and legal protection from the damages. Teens usually have the highest car insurance rates out of any group of drivers. When companies issue auto insurance quotes they rely heavily on statistics. Accident and driving history statistics play a heavy role in determining the prices that anyone pays for auto insurance coverage.

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Health Care Reform Gains Increase in Support

According to the new poll, there has been an overall increase in the number of people who accept the Patient Protection and Affordable Care Act, also known as the health care reform law, but Americans are still divided over the legislation and their split falls mostly along party lines.

The poll found 36 percent of adults say they want to have the law repealed, 21 percent say they want it to remain the way it is and 25 percent would like to see specific elements of the law modified, but agree with it overall.

As for party designations, 63 percent of Republicans say they want the law repealed, while only 9 percent of Democrats feel the same way. Ho

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The first thing that you may want to do is clean up your driving record. Since car insurance providers will conduct a background check on your records, you have to make sure to clean up your record as much as possible. How do you do that? Read more…

The Associated Press/New England Cable News: House Passes Health Care Compact Bill The [N.H.] House has voted to form an interstate health care compact, rejecting an effort to instead study the cost implications for New Hampshire if the state assumed control for health care within its boundaries. Under the bill, the states would receive block grants from the federal government and would take over Medicare and Medicaid (3/28).

Kansas Health Institute News: Health Care Compact Bill Not Taken Up By Conference Committee Rep.

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Theres no doubt that distracted driving kills. The National Highway Transportation Safety Administration , says that 3,092 lost their lives in 2010 in crashes that were directly related to driver distractions.

One of the biggest distractions that many drivers fall victim to is the the cell phone they keep by their side twenty-four hours a day, seven days a week, all year round. B

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There are many ways to save money on your car insurance, with everything from increasing your voluntary excess to keeping your car in a garage having an impact on your monthly premiums. But one of the easiest ways to find the cheapest car insurance is by driving a different car.

Of course, if you are attached to your current car then this could be difficult but if you want to save and are willing to change or are in the market for a new set of wheels, then considering the insurance costs of each model is a worthy consideration.

With this in mind, here are the top three cheapest cars to insure so you can make an informed decision next time you’re in the market for a new vehicle.

1. Renault Clio

A popular choice among first drivers, the Clio comes into category two of the system used by insurance providers to classify your vehicle. No

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We will focus on driver and vehicle fitness, wearing of seatbelts at all times, drinking and driving, fatigue, and pedestrian safety, he said in a statement on Friday.

We have also issued an instruction that every driver stopped must be tested for alcohol.

Heavy traffic was expected from this weekend, with the closure of inland schools on Friday.

Ndebele urged motorists to drive with headlights on at all times and to obey the rules of the road.

As part of Easter law enforcement operations, more than 34 passenger buses were removed from the roads over the past two days after being declared unroadworthy.

More than 750 000 vehicles and drivers were checked in the past three weeks, and thousands of fines were issued for various traffic offences, Ndebele said.

- SAPA

For Road Safety Tips in Afrikaans also read: Padveiligheid op die pad na die KKNK en vir die Paasnaweek

The main purpose of mobile home insurance is to protect your mobile home and its contents (which would include your personal property). The damages specifically covered will vary from policy to policy, but basic coverage usually includes damages from fire, theft, and certain natural disasters. If it’s not included in your basic policy, you may want to add personal liability to your mobile home insurance. This protects you from personal liability in case someone on your property is accidentally harmed or otherwise injured.

Depending on the insurance provider, there can be few ways to receive discounted mobile home insurance. The age of your mobile home can be a factor (a newer home can be insured for less) and so can the presence of security features. Some insurance companies may be willing to discount mobile home insurance if you bundle it with another insurance policy, like auto insurance. To explore your options for mobile home coverage and discounts, contact an AIS representative today.

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.

The 10 most common myths are as follows:

1. Benefits should equal premiums: Your policy is your buffer against severe financial problems and not to be used for daily ups and downs in life. You must not feel cheated if you have been paying premium for years and never made a claim.
2. Everyone needs life insurance: For some even this policy is unnecessary. The policy is designe

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Essentially, roadside assistance is a service that aids drivers who break down or experience mechanical failure on the roadway. As such, they cover a wide variety of problems. Common emergency services include:

• Towing – If your car breaks down and needs repair, roadside assistance can dispatch a tow truck to your location to take you to the nearest service station. R

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This is why it is more important than ever to give your business the protection it needs and deserves. Read more…

Even the most careful and cautious drivers, those that check their blind spots and constantly look at their rear view mirrors, can have an accident. The fact is that accidents happen regardless of driving ability. There is no way to predict what other people are going to do and negligence can cause someone to be careless. This is why each state requires that every driver have at least some automobile insurance in order to keep themselves and other drivers safe.

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Gender Bias in 90 Percent of Top Insurers

A new report issued this week by the National Womens Law Center, a research and advocacy group, revealed that in states which havent banned gender bias, more than 90 percent of the best-selling health plans charge women more than men.

The issue of gender rating was revealed similarly in the December edition of Prevention Magazine. T

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Replacing keys can cost a small fortune, with electronically programmed keys sometimes costing £1,000 or even more to replace.

Now motorists taking out or renewing coverage with 1st Central will automatically get coverage against missing or stolen keys.

1st Central has estimated that around 300,000 customers will benefit from add-on Keycare cover.

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These ideas will help:

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Get Started on the Paperwork Early

Before the police arrive, take down the other person’s name, address and phone number. Giv Read more…