Online Auto Insurance Network

Liability insurance can be a lifeline for businesses hit with a sudden lawsuit or legal charge. Many a small business has been forced into closure because owners simply do not have enough financial power to continue operating after settling their respective lawsuits. Therefore, it is no overstatement or exaggeration to say that liability insurance is vital for any business.

However, there are some businesses that, either through clever and meticulous management or a blessing from Lady Luck, seem to manage to dodge legal issues during their entire existence. In such cases, forking out money for an insurance policy that does not come into play seems like a waste of finance. Read more…

Choosing deductibles is an important part of buying a good car insurance policy. A deductible is the amount of money that a driver must pay towards a claim before a car insurance company issues a check. For instance, if the driver submits a $2000 claim with a $500 deductible, the driver will get a check for $1500 if the claim is approved. The lower the deductible, the lower the risk for the driver.

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Harley rider captured on camera by Denese Lups

Insurance and motorbike licenses – what’s the deal?

When it comes to car insurance, we all know the rules – the car must be registered and licensed, the driver must have a valid license, and when and how the vehicle is used and stored affects both conditions for cover and premiums.

But what about bikes? In South Africa, all motorbikes – regardless of the size and use – must be licensed and registered. Furthermore, the riders of bikes used on public roads must be licensed i.e. in posses

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For most people, especially owners of cars, it is quite obvious that vehicles which are insured is a necessary measure which will save much time and money if something happens on the road. In most cases when buying a car, particularly for use of auto loan, you will have and insurance, because it is a requirement. But not many of these car owners know they can simply choose another company or change the policy when it expires. Read more…

Did you know that many car and van insurance policies are letting their drivers down by not having sufficient cover when something goes wrong that is not their fault? Many of the cheaper policies that are available today do not include any provision for courtesy cars or vehicles when the drivers are waiting for their own vehicles to be fixed, and many only offer cover for a no fault accident or when the other driver is at fault. This essentially means that you could be left without transport. Of course, this may or may not be an issue for someone who drives a car but it almost certainly will be a problem for those with van insurance because vans are usually used for work purposes.

Before taking out any policy, you need to ask yourself whether or not you would be able to work without your van and whether its absence would impact upon your earnings.

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