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European Car Insurance: What Car to Drive for the Cheapest Premiums

Posted by Eric Adams On Apr - 5 - 2012 0 Comment

European car insurance: What car to drive for the cheapest premiums

There are many ways to save money on your car insurance, with everything from increasing your voluntary excess to keeping your car in a garage having an impact on your monthly premiums. But one of the easiest ways to find the cheapest car insurance is by driving a different car.

Of course, if you are attached to your current car then this could be difficult but if you want to save and are willing to change or are in the market for a new set of wheels, then considering the insurance costs of each model is a worthy consideration.

With this in mind, here are the top three cheapest cars to insure so you can make an informed decision next time you’re in the market for a new vehicle.

1. Renault Clio

A popular choice among first drivers, the Clio comes into category two of the system used by insurance providers to classify your vehicle. No

Transport Minister cautions drivers to also focus on vehicle fitness!

Posted by Danielle Mitchell On Mar - 31 - 2012 0 Comment

Transport Minister Sibusiso Ndebele has urged road users to exercise caution on the countrys roads over the Easter holidays.

We will focus on driver and vehicle fitness, wearing of seatbelts at all times, drinking and driving, fatigue, and pedestrian safety, he said in a statement on Friday.

We have also issued an instruction that every driver stopped must be tested for alcohol.

Heavy traffic was expected from this weekend, with the closure of inland schools on Friday.

Ndebele urged motorists to drive with headlights on at all times and to obey the rules of the road.

As part of Easter law enforcement operations, more than 34 passenger buses were removed from the roads over the past two days after being declared unroadworthy.

More than 750 000 vehicles and drivers were checked in the past three weeks, and thousands of fines were issued for various traffic offences, Ndebele said.

- SAPA

For Road Safety Tips in Afrikaans also read: Padveiligheid op die pad na die KKNK en vir die Paasnaweek

Tags: Fitness, Transport Minister, Vehicle Fitness

The Basics of Mobile Home Insurance

Posted by Eric Adams On Mar - 25 - 2012 0 Comment

Mobile home insurance (also known as “manufactured home insurance”) is, in many respects, similar to homeowner’s insurance. But with mobile home insurance, you get a policy that is tailored specifically for mobile homes, giving you a level of protection that fits your needs.

The main purpose of mobile home insurance is to protect your mobile home and its contents (which would include your personal property). The damages specifically covered will vary from policy to policy, but basic coverage usually includes damages from fire, theft, and certain natural disasters. If it’s not included in your basic policy, you may want to add personal liability to your mobile home insurance. This protects you from personal liability in case someone on your property is accidentally harmed or otherwise injured.

Depending on the insurance provider, there can be few ways to receive discounted mobile home insurance. The age of your mobile home can be a factor (a newer home can be insured for less) and so can the presence of security features. Some insurance companies may be willing to discount mobile home insurance if you bundle it with another insurance policy, like auto insurance. To explore your options for mobile home coverage and discounts, contact an AIS representative today.

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.

Tags: Home Insurance, Insurance, Mobile Home, Mobile Home Insurance

10 Most common insurance myths

Posted by admin On Mar - 23 - 2012 0 Comment

Insurance policies have become an important part of life with the increase in risks related to life and accidents. These policies can be very complicated and surrounded with a lot of false information. You must not believe everything you hear, because there are many myths associated with your insurance policies.

The 10 most common myths are as follows:

Benefits should equal premiums: Your policy is your buffer against severe financial problems and not to be used for daily ups and downs in life. You must not feel cheated if you have been paying premium for years and never made a claim.
Everyone needs life insurance: For some even this policy is unnecessary. The policy is designe

Tags: common insurance myths

Roadside Assistance from AIS

Posted by Danielle Mitchell On Mar - 23 - 2012 0 Comment

The open road can be a dangerous place for the ill-prepared driver. Unfortunately, many drivers who make the mistake of not preparing for a roadside emergency become stranded in a difficult situation. Luckily, a good roadside assistance plan can keep you covered in such emergencies.

Essentially, roadside assistance is a service that aids drivers who break down or experience mechanical failure on the roadway. As such, they cover a wide variety of problems. Common emergency services include:

Towing – If your car breaks down and needs repair, roadside assistance can dispatch a tow truck to your location to take you to the nearest service station. R

Tags: Roadside, Roadside Assistance

Business Protection with Business Insurance Today

Posted by admin On Mar - 19 - 2012 0 Comment

Your business is a valuable commodity to you. It helps you to make a living and provide customers with different services. One of the problems that often beset businesses of any sort is the lack of protection or being under protected for the problems that being in the business world can bring. Some do not have any protection at all while others do not have enough protection when disaster strikes of any sort. This is when business owners get into a lot of trouble legally for different reasons. This can lead to the loss of the business.

This is why it is more important than ever to give your business the protection it needs and deserves. Read more…

Tags: Business, business insurance

Tips For Finding A Cheap Automobile Insurance Policy Online

Posted by Eric Adams On Mar - 19 - 2012 0 Comment

Even the most careful and cautious drivers, those that check their blind spots and constantly look at their rear view mirrors, can have an accident. The fact is that accidents happen regardless of driving ability. There is no way to predict what other people are going to do and negligence can cause someone to be careless. This is why each state requires that every driver have at least some automobile insurance in order to keep themselves and other drivers safe.

Gender Bias Rampant in Health Insurance Industry

Posted by Stephanie Williams On Mar - 17 - 2012 0 Comment

A gender bias that forces women to pay more for health insurance than men continues to be an issue in the insurance industry, according to new research and data released from online brokers. The research revealed that, despite facing criticism, health insurance companies have taken few steps to reduce gender discrimination.

Gender Bias in 90 Percent of Top Insurers

A new report issued this week by the National Womens Law Center, a research and advocacy group, revealed that in states which havent banned gender bias, more than 90 percent of the best-selling health plans charge women more than men.

The issue of gender rating was revealed similarly in the December edition of Prevention Magazine. T

Tags: Health Insurance, Industry, Insurance Industry