Online Auto Insurance Network

A guide to temporary car insurance

Most car insurance policies last a minimum of 12 months but there are some scenarios when temporary cover is needed.

If a friend or family member needs to drive your car it’s easy to just add them onto your policy as a named driver, but there are some negatives to doing this. If they get into a scrape while driving your car, you could lose your no-claims discount through no fault of your own. Alternatively, a cheap car insurance policy on a short-term basis would let them drive your car temporarily without jeopardising your driving history.

Temporary car insurance is perfect when you have friends or family coming to stay, especially when they are visiting from another country and want to avoid steep hire car prices. S

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Mobile home insurance (also known as “manufactured home insurance”) is, in many respects, similar to homeowner’s insurance. But with mobile home insurance, you get a policy that is tailored specifically for mobile homes, giving you a level of protection that fits your needs.

The main purpose of mobile home insurance is to protect your mobile home and its contents (which would include your personal property). The damages specifically covered will vary from policy to policy, but basic coverage usually includes damages from fire, theft, and certain natural disasters. If it’s not included in your basic policy, you may want to add personal liability to your mobile home insurance. This protects you from personal liability in case someone on your property is accidentally harmed or otherwise injured.

Depending on the insurance provider, there can be few ways to receive discounted mobile home insurance. The age of your mobile home can be a factor (a newer home can be insured for less) and so can the presence of security features. Some insurance companies may be willing to discount mobile home insurance if you bundle it with another insurance policy, like auto insurance. To explore your options for mobile home coverage and discounts, contact an AIS representative today.

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.

The steady rise in cost of Insurance premiums have been in  the media headlines a lot just recently, fundamentally relating to home insurance and car insurance leaving us looking for the best available insurance solutions. With this in mind, many people have found it progressively more difficult to pay for their insurance in full, so many have resorted to paying per month.

Although many insurers will allow you to Pay As You Go (PAYG), some will not accept this method of payment and will only allow you to pay for your premium in a one off annual payment.

Insurance – the options

There are a number of monthly insurance payment options available when looking for the right insurance policy which can be ideal for those who want to keep a close eye on their finances.

Direct Debit is the most popular. A Dir

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When buying a house you will need to prove you have homeowners insurance before you can close the deal. This often leads to you feeling you have to rush getting the insurance and go for the easy option. This is not the best way to go through with this though as it is important to get the right policy for you and your house. Follow these steps to make sure you get the correct Minnesota agent for you who will help find the right insurance:

Ask your real estate agent whom they recommend. Read more…

Any driver in the UK is required by law to have some form of insurance coverage for any type of vehicle.

So, is it possible to find a cheap car insurance policy that’s worth it?

Car insurance is not cheap, so if you could get your hands on a cheaper car insurance policy which covers all, of your personal requirements, then you would be foolish not to take it. Therefore, you just need to know where to look.

There are many ways to find cheap car insurance and we have a few guidelines that may help you.

The first thing you need to understand is knowing the difference between an expensive and a cheap car insurance policy. T

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Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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Motorists in Northern Ireland are hopeful of a better deal, following the launch of a campaign by the regions Consumer Council to reduce the cost of car insurance.

Premiums across the Province have shot up by almost 73% in the last two years, with younger drivers worst hit and typically paying more than double the price for being legally on the road than in 2009.

The Council wants the Office of Fair Trading (OFT) to grant it permission to examine the market in Northern Ireland, and is inviting consumers to give their support via an online petition.

Those taking the trouble to log on get the opportunity to tell their own story regarding the purchase of car insurance, with both the petition and anecdotal evidence eventually gathered up and submitted to the OFT.

The Northern Ireland Assembly’s Justice Committee can also expect to hear from the Council, as it demands a full examination of the impact on premiums of the costs associated with claims.

The watchdogs chief executive, Antoinette McKeown, comments: “The average yearly car insurance premium is now £923.90 and with the increasing cost of fuel the Consumer Council is concerned it will force some people off the road altogether, or lead to an increase in motorists driving illegally without insurance.

Historically residents of Northern Ireland have paid on average £300 more for their car insurance than in the UK generally.

In addition, they have faced the highest price within the UK for petrol, diesel or both, every month so far in 2011.

Although caravan insurance is not a legal requirement in the UK, caravan theft is becoming more common and therefore may be the biggest reason to insure your caravan.

Whilst you are towing your caravan you are covered by your motor insurance policy and so you may wonder whether caravan insurance is worth the cost, but as soon as the caravan is un-coupled this is no longer the case and not really worth the risk.

It is estimated that around 3,000 touring caravans a year are the target of crime. This includes anything from the actual caravan being stolen through to personal items being stolen from within the caravan itself.

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The road to cheaper car insurance

The road to cheaper car insurance needn’t be long and arduous. In fact, nowadays, cheaper car insurance may just be around the corner.

With the average vehicle owner paying a whopping £892 a year on their car insurance, according to the AA, it’s no wonder people are looking to save on their premiums any way they can. So, here are some hints and tips to point you in the right direction.

Firstly, think about the type of car you drive. Insurance companies will categorise your car into one of 50 groups and the lower the category, the cheaper car insurance you can expect. They

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Finding a family car insurance policy can be difficult, as families generally need more coverage than individuals to stay protected. Many families also have one or more high-risk drivers, usually teenagers, and high-risk drivers mean higher auto insurance premiums. The good news is that many car insurance companies will offer special discounts and coverage programs to families, and by carefully considering coverage options and comparing insurance rates before buying a policy, families can find great coverage at a relatively low price per-driver.

The first step that drivers should take to find a family car insurance policy is to choose appropriate coverage limits.

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