Online Auto Insurance Network

Motorists in Northern Ireland are hopeful of a better deal, following the launch of a campaign by the regions Consumer Council to reduce the cost of car insurance.

Premiums across the Province have shot up by almost 73% in the last two years, with younger drivers worst hit and typically paying more than double the price for being legally on the road than in 2009.

The Council wants the Office of Fair Trading (OFT) to grant it permission to examine the market in Northern Ireland, and is inviting consumers to give their support via an online petition.

Those taking the trouble to log on get the opportunity to tell their own story regarding the purchase of car insurance, with both the petition and anecdotal evidence eventually gathered up and submitted to the OFT.

The Northern Ireland Assembly’s Justice Committee can also expect to hear from the Council, as it demands a full examination of the impact on premiums of the costs associated with claims.

The watchdogs chief executive, Antoinette McKeown, comments: “The average yearly car insurance premium is now £923.90 and with the increasing cost of fuel the Consumer Council is concerned it will force some people off the road altogether, or lead to an increase in motorists driving illegally without insurance.

Historically residents of Northern Ireland have paid on average £300 more for their car insurance than in the UK generally.

In addition, they have faced the highest price within the UK for petrol, diesel or both, every month so far in 2011.

Although caravan insurance is not a legal requirement in the UK, caravan theft is becoming more common and therefore may be the biggest reason to insure your caravan.

Whilst you are towing your caravan you are covered by your motor insurance policy and so you may wonder whether caravan insurance is worth the cost, but as soon as the caravan is un-coupled this is no longer the case and not really worth the risk.

It is estimated that around 3,000 touring caravans a year are the target of crime. This includes anything from the actual caravan being stolen through to personal items being stolen from within the caravan itself.

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The road to cheaper car insurance

The road to cheaper car insurance needn’t be long and arduous. In fact, nowadays, cheaper car insurance may just be around the corner.

With the average vehicle owner paying a whopping £892 a year on their car insurance, according to the AA, it’s no wonder people are looking to save on their premiums any way they can. So, here are some hints and tips to point you in the right direction.

Firstly, think about the type of car you drive. Insurance companies will categorise your car into one of 50 groups and the lower the category, the cheaper car insurance you can expect. They

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Finding a family car insurance policy can be difficult, as families generally need more coverage than individuals to stay protected. Many families also have one or more high-risk drivers, usually teenagers, and high-risk drivers mean higher auto insurance premiums. The good news is that many car insurance companies will offer special discounts and coverage programs to families, and by carefully considering coverage options and comparing insurance rates before buying a policy, families can find great coverage at a relatively low price per-driver.

The first step that drivers should take to find a family car insurance policy is to choose appropriate coverage limits.

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50% Achieve a Saving of £75.84 or more*

*Customers who saved with our car insurance comparison service between 1 January and 30 April 2011 achieved a saving of £145.33 on average, with 50% achieving savings of £75.84 or more. These savings are based on the cheapest quote returned by the BeatThatQuote.com search engine compared to the renewal price provided by the customer.

The family car is your pride and its your joy. It gets you around safely and you can trust your family car to do pretty much anything. For the car that does so much, shouldnt you make insurance a priority. Wh

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When you rent a place, your landlord would possibly get a home owner’s insurance policy to cover him in the event that something happens to his property. However, did you know that you can actually get renters insurance as well? In actual fact, that is a highly important policy that you should consider because you might find that you need it one day. Sure, you do not own the property. Still, it would be wise to insure yourself against any unforeseen circumstances in the future such as flooding or theft. The good news is that you will be able to find good renters insurance covers that have the ability to give you as much coverage as you want.

One of the main advantages of getting renters insurance is of course the peace of mind that it brings to you. A Read more…

In most countries, having a car insurance is a must. But whether it is obligatory or not, having such an insurance is one thing that you should have when you are a car owner. There are different kinds of car insurance and each has its own features and advantages. For you to know what kind of insurance you should purchase, you should know what the different types are and what it covers. Here are some of the most commonly purchased car insurances, understand what they are and see which one fits your needs and your driving attitude.

The Liability auto insurance covers all the damages to other properties that had been done or inflicted by the insured person. Read more…

The National Association of Insurance Commissioners (NAIC) issued an alert this month reminding consumers to review their auto insurance policies at least once a year. The easiest way to do that, NAIC says, is to get car insurance quotes online using services. They also offered several tips that will save you time and make it easier to shop for auto insurance online.

Understand what your state requires and doesn’t require. Every state has different minimums that you must satisfy. You can learn what your state minimum requirements are using our State Auto Insurance Guide.

Review the declarations/information page on your existing policy. T

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With rising excess level on insurance policy now the need to search wise insurance policy at car insurance supermarket increases. Now claiming insurance policy might be more expensive than perceived, as each time you make a claim your policyholder will increase the premium charges.

The excess was charged by the insurer to avoid frivolous and trivial claims. However with time the excess fee has risen sharply as now the insurers charge the excess amount almost double. Most of the insurers prefer to have good excess amount so that the risk of accident lies with the driver only.

The excess option is quite complex as the amount you pay will equate what you claim for.

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When you first review the different types of life insurance, you should be able to determine the right one based on your needs, preferences, and of course budget. The next step to take would be to purchase the most suitable life insurance policy based on those parameters, and this article will show you how you can evaluate different options of universal life coverage for young adults and choose the best one to use in no time.

When you are buying your first life insurance policy and you are relatively young, universal life insurance will certainly be the best option to look into. Read more…