Online Auto Insurance Network

A report released by MP’s reveals that insurance claims made for whiplash is one of the reasons that car insurance premiums are rising each year.

Whiplash ensues when the ligaments in the neck are sprained which is usually triggered by a sudden movement of the head. Symptoms include pain, stiffness and lack of ability to move the neck.

A collision in a car, particularly from behind can lead to whiplash .

The Common Transport Committee reached out to ministers asking them to change the British law to make it tougher for people to make unchallenged claims for whiplash injuries; so it could be good news for car insurance costs as they are once again under scrutiny by the UK Government.

Back at the beginning of 2011, the Transport Committee started investigating the reason for the continually rising costs of insurance; in fact the cost of car insurance has risen 50% in the past two years. T

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Three tricks to reduce your business car insurance premiums

It’s a tough time for entrepreneurs and small businesses across the country as profits plummet and costs skyrocket due to the economic downturn. The key to many businessmen and women’s success in this torrid time however is budgeting and saving money where you can in anticipation for when things pick up.

One such cost is business car insurance premiums and by sticking with your current provider or paying your policy little attention, you could be pouring a significant amount of your company’s profits down the drain every year. With this in mind, here are three ways to find yourself the cheapest car insurance quotes for you and your business.

1. Limit

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If you compare car insurance supermarket, you will find that there is a universal prejudice aimed at the younger drivers. The drivers aged 17-29 often find themselves in a troubled sector where not one of the insurance companies gives them a good insurance deal. If we look into the reasons behind this common behaviour, we shall be able to find out the causes why the insurance sector is eyeing the younger drivers for higher insurance premiums if at all they oblige. It has been seen that younger drivers often engage in troubled practices such as that of drunken driving, over speeding as well as rash driving. Given this scenario, it looks justified as to why younger drivers are often charged more premiums.

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The best way to handle a rising insurance premium is by making sure that you are using less of your car for commuting purposes- that is what the insurance experts have been propagating this winter. If you compare car insurance, you will find that people who use their cars on occasional purposes can save as much as thirty percent on their insurance premiums. It should be understood that lesser is your driving mileage, the better is the insurance deal that you get from your insurance company.

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The chances are likely that you may have been paying a lot more than you need to pay on your car insurance. If you compare car insurance within the supermarket, you will be able to find that more often than not your current insurance cover has some or the other limits. For instance, you might be aware about the deductibles. But you should also know that if your deductible is lesser than £500, you will be losing more of your money to your insurance. But choosing the right cover will be helpful in getting you a lower insurance premium and survive the current troubling times.

Following tips may be helpful in getting you a better car insurance while also landing you a better priced deal.

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The Motor Insurer’s Bureau (MIB) has revealed that the number of motorists driving on the UK roads without insurance has decreased from last year by 20 per cent. Last year, the figure for uninsured drivers was 1.8 million as compared to 1.5 million of the current year.

Some of the areas in the UK that have the largest number of uninsured motorists include Greater Manchester, BD3, B10, M12, B12, West Yorkshire and Bradford. The research revealed that about 160 people are killed in accidents caused by uninsured drivers and 23,000 people suffer minor to severe injuries.

The insurance companies are obliged to pay about £500 million annually for people suffering because of uninsured drivers. Th

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