Online Auto Insurance Network

When the teenage learns driving, the parents try to get their ward and vehicle protected by buying the suitable insurance cover. But the insurance policy for young drivers is costly so the parents prefer to add their teenage driver in their pre-existing parental auto insurance policy.

According to a research, around 86% of the young motorists pay huge premium despite being added on their parents’ auto insurance policy. The learner or young drivers are ripped off by the insurers while adding them to the auto insurance policy of their parents.

The expensive insurance cover encourages the young drivers to remain uninsured. T

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According to a research by AXA, the UK young drivers are less likely to get involved in any accident or collision than their European counterparts. The young British motorists make less insurance claims than the young drivers in Spain or France. The British motorists less than 25 years are 30% less likely to be involved in any collision or accident than the drivers in France and Spain are.

Even the German young drivers indulge 25% more in accidents than the British young drivers. The speed limit of the young British drivers is less likely to exceed on the motorway.

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We have written quite a bit on the Car Insurance Blog about the risks that young drivers pose to road safety and , perhaps more importantly – how these younger drivers struggle to find affordable car insurance!

The younger male drivers are perceived to be the greatest risks to road accidents and car insurance claims, hence the more expensive car insurance premiums they have to pay!

It is however often difficult to find factual evidence of these risks. This is why the 2009 RTMC Crash Report makes such interesting reading. T

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A lot of young drivers try to get the least expensive and secure insurance plan that can be started with little trouble. Actually, there are a variety of companies that offer reasonable premiums to teenagers. Well, every thing depends upon the way you do it.

Your driving record, the type of vehicle used, your gender, location and the type of insurance plan you want to select etc decides the premium to be paid. Almost all of the times, an insurance plan premium is different for every person despite the fact that everyone might be young drivers. This might be as a result of your experience in driving and the type of car you’ve. Young drivers with lower than 3 years experience usually don’t be eligible for discounts. Read more…

In the last few months I have written a number of posts on here concerning young drivers insurance and how to get cheaper young drivers car insurance but one comment on a previous post came to my attention today and I thought I would address the tip that the person gave just in case people do think its OK to do this. The comment read:

“This is a simple tip for younger drivers, especially under 25’s. Find an older person and put them as a second driver on your insurance. This works best if you can find a female in her 40’s or 50’s.”

This may be true in some circumstances but it can actually work out to be far more expensive for you if the person on the policy does not drive the car. Make sure

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Young drivers are not always lucky when it comes to get affordable auto insurance. There may be a number of reasons for that. First of all they are immature, inexperience and prone to get into accidents. Looking at these factors, many auto insurance agencies tend to hike up their auto insurance premium. However, there are tricks to lower the annual pay off. Some of the quickest ways to lower the auto insurance premium for young drivers are listed below:

Increase The Deductible

Lower deductible won’t help you much in saving money on your auto insurance. Paying a high deductible can help you to pay small monthly pay outs.

Downsizing Coverage

This is perhaps the easiest way to get an affordable premium but just be careful and be firm when you do this. I

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